Different law, different taxes, different habits: most expensive mistakes in Mallorca come from not knowing, not from bad luck. These guides explain the basics the way we explain them to clients in a first conversation — honestly, concretely, without jargon.
Reservation, arras, escritura, aftermath — what happens when, and where the traps are.
→No NIE, no purchase. Routes via consulate, police or power of attorney, timing and cost.
→Around 10–13% comes on top. Which tax applies when — with calculator.
→Why the most beautiful finca is worthless if the extension, pool or well isn't legal.
→What is allowed, what isn't — and why Airbnb yield calculations often don't add up.
→Running taxes, wealth tax, on sale 3% retention and capital gains tax — explained.
→Escritura, nota simple, cédula, energy certificate, community — what must be ready before the first viewer.
→Salt air, damp, storms, pests, break-ins: what an unattended property loses in one winter.
Interactive: purchase costs calculator · Regional: area guide
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